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Credit Reports

Use Your Plastic to Improve Your Credit Score

The credit score is key to one's financial life. But most consumers are mystified as to how their behavior influences their score. Here's what you should know...  read more

• How Banks Should Protect Your Identity
• Protect Your Identity: Top Dos and Don'ts
• Protect Your Credit: What to Shred
• How to Get a Good Credit Score
• More People Are Freezing Their Reports
• How to Correct Errors on Your Report
• Online ID Thieves: Stooping to New Lows?
• Are Hospitals Examining Your Credit Report?
• Lift Your Credit Score to Save Money

View Banking & Budgeting basics

Top Stories

• Equifax Declares DividendAP - Thu, Nov 8, 2007
• Bail Delayed in Global Cybercrime CaseAP - Thu, Nov 8, 2007
• NY Indicts 17 on Trafficking, ID TheftsAP - Wed, Nov 7, 2007
• Plea Reached in File-Sharing ID TheftAP - Tue, Nov 6, 2007

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Most Popular Articles

• Silverado Gold Mines Update May 17, 2008PR Newswire - Sat, May 17 - 4:26pm ET
• Arris Signs Purchase Agreement with Comcast for DOCSIS(R) 3.0 CMTSPR Newswire - Sat, May 17 - 4:00pm ET
• EADS to roll out A400M on June 26Reuters - Sat, May 17 - 1:50pm ET
• AOL Continues Building Out Living Network, Meet ParentDishpaidContent.org - Sat, May 17 - 1:00pm ET

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How-To Guides

• Financial Planning for Those Just Starting Out
• Yes, You Can Get Out of Debt
• Put Savings First With a Budget
• Managing Debt and Credit
• View more how-to guides

Calculators

• How much am I spending?
• Should I pay down debt or invest more?
• How much do I need for emergencies?
• What is my current cash flow?
• Value of reducing or foregoing expenses
• View more calculators

Expert Opinion

In a Tough Economy, Self-Understanding Is Key

By Laura Rowley

People get financially creative in tough economic times, and fear can play a role. Here are ways to avoid overreacting.

• Can You Live On One Income? It’s Worth a Tryby Laura Rowley
• Don't Let Your Money Yield to the Fed Rate Cutsby Suze Orman
• Quick Study: Money and Happiness Under the Microscopeby Laura Rowley

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• Is Insurance Underwriting Right For You?Investopedia –Mon, Apr 21 - 4:48pm ETWatch video

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  Negotiating with Your LenderMoney Talks –Mon, Apr 21 - 6:00am ETWatch video
• Litigation: Are Your Investments At Risk?Investopedia –Tue, Apr 15 - 1:33pm ETWatch video

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• Should You Incorporate Your Business?Investopedia –Fri, Apr 11 - 5:01pm ETWatch video

• Executive Compensation: How Much Is Too Much?Investopedia –Thu, Apr 10 - 12:29pm ETWatch video
• Accounting For Differences In Oil And Gas AccountingInvestopedia –Fri, Apr 4 - 5:57pm ETWatch video

» View all finance videos

Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	5.76%	5.69%
  15 Year Fixed	5.36%	5.28%
  1 Year ARM	5.90%	5.85%
  30 Year Fixed Jumbo	7.04%	6.97%
  5/1 ARM	5.23%	5.09%
  3/1 ARM	5.20%	5.02%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.51%	7.42%
  $50K Home Equity Loan	7.37%	7.26%
  $75K Home Equity Loan	7.56%	7.50%
  $30K HELOC	5.01%	5.02%
  $50K HELOC	4.49%	4.17%
  $75K HELOC	4.48%	4.16%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	2.72%	2.76%
  1 year CD	3.03%	3.03%
  3 year CD	3.26%	3.18%
  MMA	2.33%	2.35%
  $10K MMA	2.52%	2.54%
  $25K MMA	2.90%	2.93%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.80%	6.66%
  48 Month New Car Loan	6.92%	6.58%
  60 Month New Car Loan	6.64%	6.57%
  72 Month New Car Loan	7.19%	7.10%
  36 Month Used Car Loan	7.16%	7.17%
  48 Month Used Car Loan	7.05%	6.89%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

View rates in your area

Top 5 Questions & Answers

Ask a financial question and get answers from real people on Yahoo! Answers.

• I've been getting a lot of credit cards paid off, what else can I do to boost my credit score?
  Asked by Liesel
• Why would someone get denied a savings bank account because of credit?
• Does opening a second checking account at a different bank affect my credit score?
• Any downside to adding a beneficiary to savings account?
• How can you make sticking to a budget/saving money fun?

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