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Banking & Budgeting

How Much Should I Save to Reach My Goal?

Good (260 Ratings)

2.8230748/5

What are you saving for: a computer, car, boat, summer home, down payment? Use this calculator to determine what you need to save on a regular basis to have the funds ready when needed.

Savings and Assumptions	Input
Current savings balance	$
Future amount desired	$
Number of years until needed	(1-99)
Annual increase on recommended savings: (%)	(0-12)%
Before-tax return on savings: (%)	(0-12)%
Marginal tax bracket: (%)	(0-50)%

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Savings Information And Assumptions
Current savings balance
Future amount desired
Marginal tax bracket: (%)
Number of years until needed
Annual increase on recommended savings: (%)
Before-tax return on savings: (%)

See All Calculators

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This calculator is provided by Financial Calculators, Inc., and is intended solely for general information and educational purposes. You should not take any action on the basis of the information provided through this calculator. Please see the disclaimer for further information and limitations.

Rate This calculator

Good (260 Ratings)

3/5

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Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	6.46%	6.26%
  15 Year Fixed	5.99%	5.84%
  1 Year ARM	6.22%	5.70%
  30 Year Fixed Jumbo	7.50%	7.47%
  5/1 ARM	5.91%	5.81%
  3/1 ARM	5.74%	5.55%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.57%	7.57%
  $50K Home Equity Loan	7.25%	7.26%
  $75K Home Equity Loan	7.25%	7.27%
  $30K HELOC	5.25%	5.35%
  $50K HELOC	4.86%	4.95%
  $75K HELOC	4.85%	4.95%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	3.13%	3.13%
  1 year CD	3.61%	3.58%
  3 year CD	3.87%	3.88%
  MMA	2.44%	2.46%
  $10K MMA	2.64%	2.68%
  $25K MMA	3.00%	3.05%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.74%	6.83%
  48 Month New Car Loan	6.46%	6.87%
  60 Month New Car Loan	6.47%	6.52%
  72 Month New Car Loan	6.31%	6.33%
  36 Month Used Car Loan	7.10%	7.16%
  48 Month Used Car Loan	6.73%	6.86%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

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