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How Much Disability Income Do I Need?

Fair (183 Ratings)

1.398904/5

Most people's chances of becoming disabled are greater than their chances of dying. It may surprise you that one out of three individuals will suffer a disability that lasts at least 90 days. One out of ten will be permanently disabled prior to age 65. Use this calculator to estimate the difference between your income and your expenses without your paycheck.

Monthly Income (if disabled)	Input
Spouse's after-tax income	$
Investment income	$
Group/Individual disability income	$
Other monthly income	$

Monthly Expenses	Input
Mortgage or rent	$
Loan repayments	$
Utilities	$
Food	$
Clothing	$
Transportation	$
Education/Tuition	$
Medical/Personal Care	$
Insurance premiums	$
Other expenses	$

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Monthly Income (if disabled)
Spouse's after-tax income
Investment income
Group/Individual disability income
Other monthly income

Monthly Expenses
Mortgage or rent
Loan repayments
Utilities
Food
Clothing
Transportation
Education/Tuition
Medical/Personal Care
Insurance premiums
Other expenses

See All Calculators

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This calculator is provided by Financial Calculators, Inc., and is intended solely for general information and educational purposes. You should not take any action on the basis of the information provided through this calculator. Please see the disclaimer for further information and limitations.

Rate This calculator

Fair (183 Ratings)

1.5/5

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Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	5.76%	5.69%
  15 Year Fixed	5.36%	5.28%
  1 Year ARM	5.90%	5.85%
  30 Year Fixed Jumbo	7.04%	6.97%
  5/1 ARM	5.23%	5.09%
  3/1 ARM	5.20%	5.02%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.51%	7.42%
  $50K Home Equity Loan	7.37%	7.26%
  $75K Home Equity Loan	7.56%	7.50%
  $30K HELOC	5.01%	5.02%
  $50K HELOC	4.49%	4.17%
  $75K HELOC	4.48%	4.16%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	2.72%	2.76%
  1 year CD	3.03%	3.03%
  3 year CD	3.26%	3.18%
  MMA	2.33%	2.35%
  $10K MMA	2.52%	2.54%
  $25K MMA	2.90%	2.93%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.80%	6.66%
  48 Month New Car Loan	6.92%	6.58%
  60 Month New Car Loan	6.64%	6.57%
  72 Month New Car Loan	7.19%	7.10%
  36 Month Used Car Loan	7.16%	7.17%
  48 Month Used Car Loan	7.05%	6.89%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

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