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What Are My Chances of Becoming Disabled?

It may surprise you that 33.7 million non-institutionalized Americans (or 12.2 percent of the population) experience limitations in usual activities due to chronic conditions.* Use this calculator to determine your chances of becoming disabled. * Source: Summary Health Statistics for the U.S. Population: National Health Interview Survey, 2002

Assumptions	Input
Current age	(25-64)

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This calculator is provided by Financial Calculators, Inc., and is intended solely for general information and educational purposes. You should not take any action on the basis of the information provided through this calculator. Please see the disclaimer for further information and limitations.

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Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	6.46%	6.26%
  15 Year Fixed	5.99%	5.84%
  1 Year ARM	6.22%	5.70%
  30 Year Fixed Jumbo	7.50%	7.47%
  5/1 ARM	5.91%	5.81%
  3/1 ARM	5.74%	5.55%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.57%	7.57%
  $50K Home Equity Loan	7.25%	7.26%
  $75K Home Equity Loan	7.25%	7.27%
  $30K HELOC	5.25%	5.35%
  $50K HELOC	4.86%	4.95%
  $75K HELOC	4.85%	4.95%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	3.13%	3.13%
  1 year CD	3.61%	3.58%
  3 year CD	3.87%	3.88%
  MMA	2.44%	2.46%
  $10K MMA	2.64%	2.68%
  $25K MMA	3.00%	3.05%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.74%	6.83%
  48 Month New Car Loan	6.46%	6.87%
  60 Month New Car Loan	6.47%	6.52%
  72 Month New Car Loan	6.31%	6.33%
  36 Month Used Car Loan	7.10%	7.16%
  48 Month Used Car Loan	6.73%	6.86%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

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