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Retirement

Lousy 401(k) Plan? Lousy Economy? Get a Roth!

Before you contribute one dime to a no-match, high-fee 401(k) plan, you may want to consider putting your money into a Roth IRA instead. Here's why...  read more

• My Financial Adviser Is Losing Me Money!
• Putting All Your Eggs in One IRA Basket
• 3 Ways to Prepare for All That Free Time Ahead
• Are You Taking the Right Amount of Risk?
• A Sure-Fire Way to Ease Your Worries
• IRA Freefall: Cash Out or Hold Pat?
• Social Security False Alarm
• The Best New Features of a Rich 401(k)
• 5 Tips to Frugal Travel in Retirement
• The Best Investments for Your IRA

View Retirement basics

Top Stories

• Study: Retirement savers make costly 401(k) mistakesAP - Today, Mon, May 12, 2008
• Workers are making 401(k) mistakes that may dash retirement plansat MarketWatch - Sun, May 11, 2008
• Boeing, machinists union open contract negotiationsAP - Fri, May 9, 2008
• Auto parts supplier Delphi reports wider lossAP - Fri, May 9, 2008

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Most Popular Articles

• Formal Documentation Executed in the Pan African Mining Corp. Acquisition; Transaction Proceeding to Date as AgreedMarketwire - Mon, May 12 - 3:01am ET
• Travelzoo Top 20 Launches in SpainPrimeNewswire - Mon, May 12 - 3:00am ET
• "Dead Air" to Go 'Live' in Halloween ReleaseMarketwire - Mon, May 12 - 3:00am ET
• Micron Enviro Systems Inc. Submits Additional Coal Permits in East Central Saskatchewan Near Goldsource's New DiscoveryMarketwire - Mon, May 12 - 3:00am ET

View more popular articles

How-To Guides

• Naming Retirement-Plan Beneficiaries
• Getting to Know the Roth IRA
• Retirement Account Distribution Options
• Social Security and You
• View more how-to guides

Calculators

• What may my 401(k) be worth?
• How much will I need to save for retirement?
• When should I begin saving for retirement?
• What is my current cash flow?
• What is my projected cash flow?
• View more calculators

Expert Opinion

The ABCs of IRAs

By Anya Kamenetz

Many young workers don't have access to a 401(k) plan. That's why it's crucial that they know the basics of the IRA.

• Don't Wait to Invest in Your Futureby Anya Kamenetz
• Ailing Economy Could Be a Blast from the Pastby Laura Rowley
• Get More for (and From) Your Money in Tough Timesby Suze Orman

View all experts

More on Personal Finance

• Ten Common Questions About Social SecurityInvestopedia –Mon, Apr 28 - 3:09pm ETWatch video
• For IRAs, Time Is MoneyInvestopedia –Mon, Apr 21 - 12:33pm ETWatch video

• Should You Convert Your IRA?Investopedia –Mon, Apr 14 - 1:29pm ETWatch video
• Playing Retirement Catch-UpInvestopedia –Mon, Apr 7 - 2:15pm ETWatch video

• Overcome The Retirement "Gender Gap"Investopedia –Mon, Mar 31 - 5:38pm ETWatch video
• Special Trusts For Special NeedsInvestopedia –Tue, Mar 25 - 5:07pm ETWatch video

• No Need To Rush End-of-Career Retirement PlanningInvestopedia –Thu, Mar 20 - 4:44pm ETWatch video
• Vary Your Options With Variable InsuranceInvestopedia –Tue, Mar 18 - 5:44pm ETWatch video

» View all finance videos

Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	5.69%	5.77%
  15 Year Fixed	5.28%	5.35%
  1 Year ARM	5.85%	5.90%
  30 Year Fixed Jumbo	6.97%	7.07%
  5/1 ARM	5.09%	5.39%
  3/1 ARM	5.02%	5.35%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.42%	7.41%
  $50K Home Equity Loan	7.26%	7.26%
  $75K Home Equity Loan	7.50%	7.50%
  $30K HELOC	5.02%	5.06%
  $50K HELOC	4.17%	4.18%
  $75K HELOC	4.16%	4.17%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	2.76%	2.75%
  1 year CD	3.03%	3.01%
  3 year CD	3.18%	3.15%
  MMA	2.35%	2.37%
  $10K MMA	2.54%	2.56%
  $25K MMA	2.93%	2.93%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.66%	6.64%
  48 Month New Car Loan	6.58%	6.77%
  60 Month New Car Loan	6.57%	6.54%
  72 Month New Car Loan	7.10%	7.11%
  36 Month Used Car Loan	7.17%	7.20%
  48 Month Used Car Loan	6.89%	7.11%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

View rates in your area

Top 5 Questions & Answers

Ask a financial question and get answers from real people on Yahoo! Answers.

• Can I declare the sale of my investments as income and then re-invest the money into a ROTH IRA?
  Asked by jochadwilly
• When its time for me to retire, can i collect social security in addition to my 401k savings?
• What is the pro and con to using an Annuity as a retirement tool vs a Traditional or Roth IRA?
• Do you think there should be a mandatory retirement age? If so, should it vary by profession?
• Can I roll two 401(k)s into a single rollover IRA?

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