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After You’ve Retired

Top 5 Tax-Saving Strategies for Retirees

Paying taxes is never fun, but it can be particularly painful in retirement. The good news: some careful planning can help reduce the hit...  read more

• Get Out of the Retirement Rut: Extreme Makeovers
• Is Your Nest Egg Up to Par With the Truly Rich?
• Inflation and Your Retirement: An Ugly Combo
• 7 Places to Retire During an Economic Downturn
• FAQs About Social Security and Spouses
• 12 People Who Are Changing Your Retirement
• Lux Living: Where the Dollar Still Reigns
• 6 Birthdays You'll Either Love or Hate
• 7 Tips for Retiring With Your Spouse
• Should Retirees Pay Off Their Mortgage Early?

View Retirement basics

Top Stories

• Small-Biz Entrepreneurs' 401(k) PerksInvestor's Business Daily - Fri, Jul 18, 2008
• Analysts: More GM factory closures likelyAP - Fri, Jul 18, 2008
• Is it time to worry about your bank deposits? Yes, and noat MarketWatch - Fri, Jul 18, 2008
• Debit card that taps 401(k) is easy to use -- and abuseMarketWatch - Fri, Jul 18, 2008

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Most Popular Articles

• Oil rises as eyes back on Iran-Israel rowReuters - Mon, Jun 30 - 10:34pm ET
• Oceanic Completes First Phase of Mag and Sub-Bottom ProfilingMarketwire - Mon, Jun 30 - 5:00am ET
• THOMSON : France's La Chaîne Parlementaire-Assemblée nationale channel selects Thomson to create news production systemMarketwire - Mon, Jun 30 - 4:15am ET
• Publication of change in the number of total shares and votes in EricssonMarketwire - Mon, Jun 30 - 3:32am ET

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How-To Guides

• Naming Retirement-Plan Beneficiaries
• Getting to Know the Roth IRA
• Retirement Account Distribution Options
• Social Security and You
• View more how-to guides

Calculators

• How will retirement impact my living expenses?
• Income generated by a savings plan
• Value of reducing or foregoing expenses
• How does inflation impact my retirement income needs?
• What's my current cash flow?
• View more calculators

Expert Opinion

Banks Continue to Prey on Social Security Recipients

By Laura Rowley

Banks are still making a haul garnishing seniors' Social Security checks, and regulation remains relatively toothless.

• In a Tough Economy, Timing Is Everythingby Suze Orman
• The ABCs of IRAsby Anya Kamenetz
• Don't Wait to Invest in Your Futureby Anya Kamenetz

View all experts

More on Personal Finance

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  401(k) ConcernsCNBC –Thu, Jul 17 - 12:44pm ETWatch video
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  How to Screw Up Your SavingsMoney Talks –Wed, Jul 9 - 6:00am ETWatch video

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  Hitting a Retirement Bull's-EyeBusinessWeek –Tue, Jul 8 - 12:00am ETWatch video
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  Retirement Real EstateBusinessWeek –Tue, Jul 8 - 12:00am ETWatch video

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  Saving on DrugsMoney Talks –Mon, Jun 30 - 6:00am ETWatch video
• Must-Know Rules For Converting A 401(k) To A RothInvestopedia –Wed, Jun 25 - 4:20pm ETWatch video

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  Making Money In RetirementMoney Talks –Wed, Jun 25 - 6:00am ETWatch video
• Top 6 Myths About Social Security BenefitsInvestopedia –Mon, Jun 23 - 4:20pm ETWatch video

» View all finance videos

Rates

See today's average rates across the country.

• Mortgage

  Loan Type	Today	Last Week
  30 Year Fixed	6.42%	6.09%
  15 Year Fixed	5.94%	5.63%
  1 Year ARM	6.30%	6.20%
  30 Year Fixed Jumbo	7.42%	7.19%
  5/1 ARM	5.85%	5.51%
  3/1 ARM	5.70%	5.39%

  Source: Bankrate
• Home Equity

  Loan Type	Today	Last Week
  $30K Home Equity Loan	7.55%	7.66%
  $50K Home Equity Loan	7.26%	7.42%
  $75K Home Equity Loan	7.27%	7.43%
  $30K HELOC	4.70%	4.67%
  $50K HELOC	3.96%	4.13%
  $75K HELOC	3.95%	4.12%

  Source: Bankrate
• Savings

  Savings Type	Today	Last Week
  6 month CD	3.06%	3.00%
  1 year CD	3.47%	3.42%
  3 year CD	3.78%	3.72%
  MMA	2.38%	2.40%
  $10K MMA	2.55%	2.57%
  $25K MMA	2.89%	2.91%

  Source: Bankrate
• Auto

  Loan Type	Today	Last Week
  36 Month New Car Loan	6.82%	6.81%
  48 Month New Car Loan	6.86%	6.85%
  60 Month New Car Loan	6.51%	6.50%
  72 Month New Car Loan	6.32%	6.32%
  36 Month Used Car Loan	7.16%	7.15%
  48 Month Used Car Loan	6.85%	6.84%

  Source: Bankrate
• Credit Cards

  Card Type	Today	Last Week
  Balance Transfer	10.31%	10.03%
  Low Interest	11.01%	10.97%
  For Bad Credit	13.02%	13.12%
  Cash Back	11.47%	11.46%
  Business	11.10%	10.91%
  Airline	12.75%	12.69%

  Source: CreditCards.com

View rates in your area

Top 5 Questions & Answers

Ask a financial question and get answers from real people on Yahoo! Answers.

• Can I declare the sale of my investments as income and then re-invest the money into a ROTH IRA?
  1
  Asked by jochadwilly
• 2
  When its time for me to retire, can i collect social security in addition to my 401k savings?
• 3
  What is the pro and con to using an Annuity as a retirement tool vs a Traditional or Roth IRA?
• 4
  Do you think there should be a mandatory retirement age? If so, should it vary by profession?
• 5
  Can I roll two 401(k)s into a single rollover IRA?

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