Bread Financial Holdings, Inc. (BFH)
- Previous Close
36.65 - Open
36.60 - Bid 35.99 x 800
- Ask 40.69 x 900
- Day's Range
36.57 - 38.89 - 52 Week Range
23.19 - 41.89 - Volume
1,000,056 - Avg. Volume
775,376 - Market Cap (intraday)
1.832B - Beta (5Y Monthly) 1.98
- PE Ratio (TTM)
4.41 - EPS (TTM)
8.39 - Earnings Date Jul 25, 2024 - Jul 29, 2024
- Forward Dividend & Yield 0.84 (2.27%)
- Ex-Dividend Date May 9, 2024
- 1y Target Est
36.50
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.
www.breadfinancial.com7,000
Full Time Employees
December 31
Fiscal Year Ends
Sector
Industry
Recent News: BFH
Performance Overview: BFH
Trailing total returns as of 4/26/2024, which may include dividends or other distributions. Benchmark is .
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Statistics: BFH
Valuation Measures
Market Cap
1.83B
Enterprise Value
--
Trailing P/E
4.41
Forward P/E
5.80
PEG Ratio (5yr expected)
--
Price/Sales (ttm)
0.46
Price/Book (mrq)
0.60
Enterprise Value/Revenue
1.78
Enterprise Value/EBITDA
6.08
Financial Highlights
Profitability and Income Statement
Profit Margin
15.58%
Return on Assets (ttm)
1.88%
Return on Equity (ttm)
14.51%
Revenue (ttm)
2.55B
Net Income Avi to Common (ttm)
417M
Diluted EPS (ttm)
8.39
Balance Sheet and Cash Flow
Total Cash (mrq)
3.79B
Total Debt/Equity (mrq)
--
Levered Free Cash Flow (ttm)
--
Research Analysis: BFH
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Research Reports: BFH
Analyst Report: Bread Financial Holdings, Inc.
Formed by a combination of JCPenney’s credit card processing unit and The Limited’s credit card bank business, Bread Financial is a provider of private label and co-branded credit cards, loyalty programs, and marketing services. The company’s most financially significant unit is its credit card business that partners with retailers to jointly market Bread’s credit cards to their customers. The company also retains minority interest in its recently spun-off LoyaltyOne division, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
RatingPrice TargetAnalyst Report: Bread Financial Holdings, Inc.
Formed by a combination of JCPenney’s credit card processing unit and The Limited’s credit card bank business, Bread Financial is a provider of private label and co-branded credit cards, loyalty programs, and marketing services. The company’s most financially significant unit is its credit card business that partners with retailers to jointly market Bread’s credit cards to their customers. The company also retains minority interest in its recently spun-off LoyaltyOne division, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
RatingPrice TargetAnalyst Report: Bread Financial Holdings, Inc.
Formed by a combination of JCPenney’s credit card processing unit and The Limited’s credit card bank business, Bread Financial is a provider of private label and co-branded credit cards, loyalty programs, and marketing services. The company’s most financially significant unit is its credit card business that partners with retailers to jointly market Bread’s credit cards to their customers. The company also retains minority interest in its recently spun-off LoyaltyOne division, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
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